Savings vs Investment vs Property

Most of them struggling in understanding difference between Savings,Investment and Property.

Before getinto these three giants we need to keep keep ourself in a safer side.For that ensure these following points carefully,

1.Take term-policy for all members of your family.Since term policy is not come under money-back policy, premium paid will be somewhat negligible only.
2.First close all your standing debt like personal-debt,personal-loan and credit-card loan.Exception is there for home loan only.
3.Take Medical-Insurance for all your family members.(Carefully read the documents before signing in it)

Once all the above above things are successfully achieved,then we get into 3 Giants.
Savings is the excess-money attained after spending to our monthly needs.(Eg. Bank-deposit,Bonds)
Investment is the process of allowing our money to grow, in order to attain some long-time goal.(Eg. Stock-Market,Mutual Fund,Currency Trading)
Property is some what like permanent-product that is owned by us.(Eg.Land,Home,Gold,Vehicles,Household things)
Now we can easily relate the 3-Giants as,
Savings and Investment are done in-order to buy a Product.

Then what is the relationship between the Savings and Investment?Why we are having these two things separately?
Before answering this questions we get some knowledge about the Inflation with one example.
For Example,By today you are buying a Product-1 for Rs.100 with inflation rate of 8.
So we need to pay Rs.108 for buying the same product after one year period.Reason for this is price appreciation rate will be equal to inflation rate.

If you make a close look on it inflation-rate and the bank deposit-rate will be some what equal.So Bank-deposit is meant to provide a money that suite to our current inflation-rate.That's the reason most of them are stepping into investment side inorder to attain some more profit as compared to inflation.
One dark-side of the Investment are, there may be possibility of getting our money deprecated in short-term.

If you started thinking about investment come-up with some long-term plan like 3-5 years inorder attain minimum guarantee.

Thank you for reading.